Financial Journey – November Report
So far we have been able to stick to our budget inspite of the coming yuletide season where we need to shop for gifts and prepare. November was a lucky month, I was able to bag several gigs, I used the money for making a P10K time deposit and the rest I used for debt payment, which I paid 45%. And still I have some savings left for emergency fund. Online earnings was also good as every month there is an improvement from the last. Networth also improved significantly for one of the residential lot we own has appreciated in value.
Breakdown for November
Assets
Savings for November: $163.00
Time Deposit: $200
Money Earned Online: $12.50
Lot value appreciation: $2600
Liabilities
Credit Debt: $550
Car Mortgage: $650
Total Networth:
From last month $18,700(1.89%) to $21,885(2.19%)
We hope to build more assets in this coming months when all debts are settled.
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